AUTO ACCIDENTS

Each year, there are thousands of people involved in traffic accidents. If you or someone you know is involved in a car accident, will you all know what to do during the aftermath? It is important to know what to do after an accident, and the following is a brief checklist of suggestions to help drivers anticipate what they should know about how to deal with an accident. For more questions, contact our Indiana car accident attorneys. 

Always be Prepared

It would be wise to keep an emergency kit in your glove compartment. You should not only have your cell phone with a camera in the car, but you should also have something to take notes with and something that has information about your conditions or allergies. 

Exchange Information

Make sure you exchange information with the other driver or drivers involved in the accident. The information that you should exchange is your/their name, address, phone number, insurance company name, driver’s license number, and license plate number. If the driver of the vehicle is different from the person whose name is on the insurance policy, be sure to establish the relationship between the two individuals. It is wise to exchange all of this information so that way it will be hassle-free once the police arrive. 

Document the Accident

In order to help protect yourself and your passengers, be sure to document the accident. Identify the officers on the scene if the police were called. Make sure to get a copy of the accident report because your insurance may ask for the report, and you should provide this to the insurer through your attorney. Be sure to talk to witnesses as well, and take as many photos or videos of the scene as possible.

Seek Medical Attention

If you have serious injuries, you might need emergency transportation in an ambulance. Even if you do not, however, it is wise to get a medical evaluation right away if you feel any pain, stiffness, disorientation, or anything out of the ordinary. Getting all of your injuries diagnosed as soon as possible can improve your prognosis, as well as provide clear evidence that the accident caused these injuries. This can help with the insurance claim you will file if someone else was responsible for causing the accident. 

Contact Our Indiana Car Accident Attorneys

A car accident can leave anyone distraught and not knowing exactly what to do. However, not taking the necessary steps can mean losing significant compensation that you deserve under the law. This is why it is important to have the guidance of an experienced Indiana car accident lawyer as soon as possible after a crash-related injury. We can help you pursue the full compensation you deserve. 

Contact Tanzillo, Stassin, and Babcock, P.C., if you have been injured in a car accident and learn how our attorneys can help you. If you are in Northwest Indiana or Illinois area, please contact us for a free consultation.

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TRUCK ACCIDENTS

Vehicular collisions are very common, and they result in millions of accident-related injuries every year. While car accidents can have serious consequences, semi-truck accidents can be significantly worse. These accidents result in about 83,000 injuries and 5,000 fatalities each year. 

There are many specific factors that relate to semi-truck accidents more so than any other auto accident, and this can result in different issues that arise in subsequent injury claims. Always have the help of an Indiana truck accident lawyer after a crash. 

Semi-Truck Regulations

The trucking industry is heavily regulated by both state and federal mandates to reduce collisions and save lives. These mandates are administered and regulated by the Federal Motor Carrier Safety Administration (FMCSA). This entity aims to ensure that all on-road driving is safe and legal. They also make sure that commercial trucking companies and drivers follow safe practices to protect themselves and others. 

In addition to truck drivers, trucking companies are also required to fully understand and abide by FMCSA regulations, which include maintenance obligations, drug and alcohol testing for truck drivers, and load weight restrictions. Individual states also have their own semi-truck regulations within their borders. 

All of these regulations might come into play in truck accident cases when they would not be at issue in accidents between two consumer vehicles. 

Other Influencing Factors

Semi-trucks are clearly much different than standard passenger cars. The following factors can contribute to the severity of an accident and the details of your claim:

Semi-Trucks Are Heavy

A standard passenger car can weigh anywhere between 4,000 to 6,000 pounds. In contrast, a semi-truck can weigh as much as 80,000 pounds. Since semi-trucks can weigh as much as 20 passenger cars, a collision can be deadly or cause more severe injuries. 

The smaller vehicle will almost always receive a majority of the impact and damage. Due to their massive size, semi-trucks are often unable to stop quickly enough in dangerous situations. As a result, they can collide directly into a passenger car, block traffic from rapidly approaching oncoming vehicles, and put other lives at risk. 

Cargo Can Play a Role

Semi-trucks carry a lot of cargo, some of which can be heavy and even flammable. During a collision, this cargo can come loose and spill onto the street. This can cause other vehicles to spiral out of control and lead to other accidents. 

Unrealistic Semi-Truck Companies Expectations

Many trucking companies require their drivers to be on the road for several days on end, often without much rest and regardless of weather or traffic conditions. This can lead to fatigue, which can make even the most skilled drivers prone to making costly on-road mistakes. 

Protective Insurance Policies

Semi-truck companies have millions of dollars in coverage from their insurance companies. After an accident takes place, these companies will work tirelessly to undermine personal injury claims and save their clients as much money as possible. 

Intense Investigation

Trucking companies will also conduct their own internal investigations to determine what happened and who was at fault for the accident. These companies are looking for any information that can undermine a claim and help them avoid liability. They might even unlawfully destroy evidence before you have a chance to obtain it. 

Consult with a Dyer Truck Accident Lawyer Today

Semi-truck accidents can disrupt the lives of everyone involved. If you’ve been involved in a crash, it’s important to contact a Dyer truck accident attorney at Tanzillo, Stassin & Babcock, PC, for help. Click here to contact us for a no-cost consultation to see if you have a case.

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AUTO ACCIDENTS

More than 53 million children spend nearly 25 percent of their waking hours at school. Most of the time, parents feel assured that their children are in the care of the school’s faculty and administration.

But what happens when that trust is broken? What happens in those instances when a child is injured or abused while in the care of school staff? We wanted to create this quick guide to help answer those questions and provide other relevant information.

If your child has been injured while in the care of school workers, contact a school injury lawyer at Tanzillo Stassin and Babcock today to discover your legal options.

Common Injuries That Occur at School

Children can suffer a wide variety of injuries, including the following:

• School bus accidents
• School crossing accidents
• Playground accidents
• Slip and fall accidents
• Bullying incidents
• Staff negligence
• Sports accidents
• Sexual or physical abuse

Roughly 10 percent of all school injuries in which hospitalization is required are purposely inflicted. Most of the time, injuries are a result of an accident with falls and sports accidents as the primary culprits.

If your child is dealing with injuries as a result of negligence, defective equipment, staff abuse, or any other reason, speak with our school-injury attorneys to discover your legal rights.

What Can I Do If My Child Is Injured at School

Schools have a “duty of care” to protect their students and keep them safe despite the numerous safety hazards that exist at schools. Here a few examples of how school accidents can happen:

• A child can suffer an injury during physical education class playing sports without the teacher requiring him or her to wear the proper safety equipment.
• A student can trip and fall while walking on uneven walkways damaged from recent construction and that do not have caution signs or tape.
• School workers leave snow and ice on the sidewalk, causing a student to slip and fall and hitting their head on the concrete and suffering a serious head injury.

If the school’s negligence causes your child’s injuries, the school should be held responsible. To file a claim against a public school, you must prove that the school is responsible for causing the accident. It’s not as difficult to file a claim against a private school, but in either case, you need to have a skilled attorney handling your case.

Our Indiana Personal Injury Attorneys Can Handle Your Case

If your child suffered a serious injury at school, and you believe someone at the school is responsible for causing the injury, seek expert legal counsel from Tanzillo Stassin and Babcock. Our experienced Munster injury attorneys will review your situation to determine if you have a case. 

Fill out our contact form to schedule a no-fee initial consultation, where we’ll answer your questions and give you all the information you need to proceed. Don’t delay because evidence disappears quickly, and you must act before the filing deadline. Discover your legal options now.

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AUTO ACCIDENTS

Since the novel coronavirus pandemic came to the United States, our lives have been a little different, wouldn’t you agree? Millions lost their lives, and many more became infected with COVID-19. The economy came to a standstill as businesses were ordered shut, and millions of employees lost their jobs.

If there’s good news, it’s that we’re starting to emerge from the ashes. State and local governments are easing restrictions, businesses are reopening, and many employees are returning to work.

Nevertheless, the damage remains. Many Americans who were impacted by the effects of the pandemic lost significant income. As a result, many are struggling to pay for their homes, utilities, vehicles, and other expenses, let alone pay for auto insurance.

And that means many motorists will be taking to the streets in the coming months without car insurance. What does that mean for you? How can you protect yourself and your family? 

If you are financially able, we suggest you review your auto insurance with your insurer and make sure you have sufficient uninsured motorist (UM) and underinsured motorist (UIM) coverage in the event of a serious accident.

Is Uninsured Motorist Coverage Required in Indiana?

Indiana requires all auto insurance policies to include uninsured motorist coverage for the following amounts:

• Uninsured motorist bodily injury: Minimum coverage of $25,000 per person and $50,000 per accident
• Uninsured motorist property damage: Minimum coverage of $25,000 per accident
• Underinsured motorist bodily injury: Minimum of $50,000 per person and $50,000 per accident

While the minimum coverage amounts may seem like a lot, it is unlikely to be enough coverage to adequately compensate you for your losses, particularly if you suffer serious injuries.

Some insurers suggest that you have at least $100,000 of UM bodily injury coverage per person. However, every accident has unique circumstances, and that’s why it’s so important you review your policy with your insurer to ensure your UM/UIM coverage is sufficient.

What Does UM/UIM Cover?

Generally, UM/UIM covers the following damages:

• Medical bills
• Property damage
• Lost wages
• Reduced earning capacity
• Pain and suffering

In most cases, UM/UIM coverage applies to the primary policyholder, but also any other vehicle occupants. Your coverage may even apply to your immediate family as well. Speak with your insurer to confirm who is covered under your UM/UIM coverage.

Get Help From Experienced Auto Accident Attorneys in Indiana

If you’re involved in an accident in which an uninsured or underinsured motorist is at fault, the claims issues can be very complex. Don’t go it alone. Reach out to an experienced Indiana auto accident attorney at Tanzillo Stassin and Babcock who knows how to navigate the system and handle your claim.

Contact us online to schedule a free initial consultation. We’ll answer any questions you may have and lay out the best course of action for favorable results. We work on a contingency fee basis, which means you don’t pay anything unless we successfully obtain the financial compensation you deserve.

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AUTO ACCIDENTS

Distracted driving has long been a major risk factor for motor vehicle crashes, and the increasing use of cell phones has no doubt contributed to the problem. So it’s no surprise that Indiana has now joined over 20 other states in enacting a law that bans the use of cell phones while driving. Illinois has taken recent action, too, increasing the penalties for drivers who hit or injure someone while texting or using a cell phone. 

With different restrictions to be aware of from one state to the next, the legal team at Tanzillo Stassin & Babcock, P.C. wants to help local drivers understand the new law and how it may impact them. Our experienced criminal law attorneys have helped many people dealing with a driver’s license suspension in Northwest Indiana, and we may be able to help you too.

Is All Cell Phone Use While Driving Banned in Indiana?

Indiana’s new law aimed at reducing distracted driving, HB 1070, was passed by the state’s legislature in March and took effect on July 1, 2020. The law says that a driver may not “hold or use a telecommunications device while operating a moving motor vehicle.” The use of hands-free Bluetooth devices or voice-assisted calling is still permitted, as well as using a cell phone to call 911. Drivers who are ticketed for cell phone use while driving could be fined anywhere from $25 to $500.

This replaces the previous language in the state code that made reading, typing, or sending a text message while driving illegal. Now, any hand-held use of a cell phone while driving is banned, except for requesting emergency services, as noted above.

Hands-Free Driving Laws May Help Prevent Car Accident Injuries

A 2019 study involving 16 states found that those who enacted a ban on texting while driving saw, on average, a 4% decrease in emergency room visits related to car crashes when compared to the year before when the ban was not in place.

The bill that lead to Indiana’s law was supported by many of the region’s representatives, whose districts include some of the busiest highways in the state. According to Indiana State Police, distracted driving was to blame for at least 860 injury crashes and 48 fatalities in 2019. Although the majority of distracted driving accidents are not deadly, they are still very costly for Hoosiers. The injuries from a car accident, even a minor one, can leave people unable to work or facing excessive medical bills.

Experienced Attorneys Working to Protect You and Your Driving Privileges

At Tanzillo Stassin & Babcock, P.C., our lawyers handle both criminal matters and personal injury cases, and we understand just how difficult it can be to move on after a serious auto accident. We appreciate the efforts of our state leaders in working to keep Hoosiers safe on the road.

If you’ve been impacted by a car or truck accident, we have attorneys who may be able to help. We’ve assisted hundreds of Northwest Indiana residents in resolving a wide range of legal matters. Whether you’re dealing with serious injuries or multiple traffic violations, our knowledgeable attorneys are available to discuss your case. Contact the offices of Tanzillo Stassin & Babcock, P.C. today to request a free initial consultation.

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AUTO ACCIDENTS

Back to school is nearly upon us, which makes it a good time to review common back-to-school injuries and how to avoid them. While the COVID-19 pandemic has left our lives a bit uncertain, and we’re not sure of what returning to school is going to look like this year, a safety refresher is always a good idea. If your child is injured in a back-to-school accident in the coming school year, reach out to an experienced Indiana personal injury attorney.

Pedestrian Accidents

If your children walk to school, going over the safety basics at the beginning of the year is helpful. For younger children, making a test run is a good idea. When it comes to the rules of pedestrian safety for children, all of the following apply:

• The fewer streets that your children need to cross, the safer the route is. Choose a route that bypasses unnecessary street crossings. 
• When crossing guards are on the job, always cross at the intersections where they’re working. 
• Choose a route to school that is free from dangers such as road construction, construction sites, areas that are obscured from view, and more.
• Walk with others, since pedestrians – especially children – are safer in groups.

Bus Accidents

If your kids take the bus to school, it’s important to recognize that bus accidents happen and that they are often very serious. The best way to help ensure your children’s safety is by teaching them to adhere to all of the following guidelines:

• Gather at the designated bus stop and stand well away from the road
• Never approach the school bus until it’s come to a complete stop and opened its stop sign
• Never get up to exit the school bus until it’s come to a complete stop, and the bus driver gives you the go-ahead. 

Accidents on the Playground

Playgrounds are a great place for your kids to get a bit of exercise and run off some of that excess energy, but playground accidents can be very dangerous. Keep the following in mind:

• When a playground’s ground covering is hard and unyielding (like concrete), it can make slip and fall accidents that much more dangerous.
• When the equipment on playgrounds is not safely designed, safely manufactured, and safely maintained, it can lead to exceedingly dangerous accidents.
• When playgrounds are built in direct sunlight with no shade, equipment that’s made of metal can become dangerously hot.

An Experienced Indiana Personal Injury Attorney Can Help

COVID-19 has thrown many unknowns into our plans, and when and how kids will go back to school is one of them. Whether your kids return to school in September or at a later date, however, it’s obviously important to prioritize their safety. If your child is injured in a back-to-school accident, the dedicated Indiana personal injury attorneys at Tanzillo Stassin & Babcock, P.C., are committed to using their considerable resources and skill to aggressively advocate for a case resolution that favors your child’s health, well-being, and recovery. We’re here to help, so please don’t hesitate to contact us today.

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AUTO ACCIDENTS

No one has to tell you that having a tire blow out at highway speeds is dangerous – especially when you share the road with other vehicles. When a tire blows, it can cause you to lose control of your vehicle, which greatly increases the risk that any ensuing accident will be life-threatening. If you’ve been injured by a defective tire that blew out on the road, seek the professional legal counsel of an experienced Indiana personal injury attorney today. 

Tire Blowouts

Our tires tether our vehicles to the ground, and when one blows, it not only reverberates throughout the vehicle but also diminishes your traction with the road. Slowing down suddenly at highway speeds in the best of circumstances is difficult, but when the slowdown is caused by the sudden impact of a tire that blows, it makes things that much more terrifying and deadly. 

Truck Tires

When a truck’s tire blows, it’s an even more dangerous proposition. The loss of a tire on a semi-truck makes it much more difficult to control, and when a trucker loses control of his or her rig, it can lead to catastrophe. Further, as the blown tire flies through the air, it can cause serious damage not only for occupants of those vehicles that are close by, but also for traffic to the rear, as it litters the roadway with debris. Trucking companies are responsible for maintaining trucks that are roadworthy, and truck drivers are responsible for adhering to careful maintenance checks that include safety checks of their tires. When either fails in these efforts, dangerous tire blowouts and truck accidents can ensue. Further, the manufacturer of the truck’s tire in question can be found liable for manufacturing defects. 

Defective Tires

Tires are the first line of defense when it comes to driving safety, and when a tire blows out, the results tend to be drastic. Because of the close correlation between tire blowouts and life-threatening car accidents, tire manufacturers are responsible for all of the following:

• Designing tires that are safe for normal usage
• Manufacturing tires that are safe for normal usage
• Testing their tires to help ensure they are safe for normal usage

Tires with design or manufacturing defects that go unchecked can lead to deadly tire blowouts.  

Low Tire-Pressure

Low tire-pressure is also closely associated with tire blowouts. While inexpensive and dependable in-vehicle tire-pressure monitors have been available for years, many car manufacturers fail to incorporate them in their vehicles, in spite of the fact that they could help save lives.

Discuss Your Claim with an Experienced Indiana Personal Injury Attorney Today

If you’ve been injured by a defective tire that blew out on your own vehicle, on another motorist’s vehicle, or on a semi, the formidable Indiana personal injury attorneys at Tanzillo Stassin & Babcock, P.C., are well-positioned to help. Our legal team’s vast breadth of experience and considerable resources leave us uniquely qualified to help guide your claim to its most favorable conclusion. We’re on your side, so please don’t hesitate to contact us today.

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AUTO ACCIDENTS

If you’ve been injured in a car accident, you may be wondering: should I try to go up against the insurance company on my own?  Before you decide, be sure that you know what to expect.

Understanding What’s at Stake

It is important to understand the different types of damages that can be recovered by a car accident victim. The most common are:

• Medical bills: Bills incurred as a result of treatment for your injuries, including those from the emergency room, a primary care doctor, a specialist, chiropractor or physical therapist 
• Lost wages: Reimbursement for lost income, if you were unable to work due to your injuries.
• Pain and Suffering: The law recognizes that payment for medical bills and lost wages may still not make an accident victim whole.  What about the activities that you used to enjoy but are no longer able to take part in because of your pain?   Pain and suffering damages are meant to address the diminished quality of life that often result from your injuries. 

You can be certain that the insurance company will fight you on each of the above categories of damages.  They will dispute the extent of your medical treatment and argue that you should have returned to work sooner.  They will try to minimize – or eliminate altogether – your recovery for pain and suffering. 

The Insurance Company Has One Goal

Don’t lose sight of the fact that insurance companies are for-profit enterprises with one goal: to make money. The adjuster (the insurance company employee whose job it is to handle your claim) has been trained to pay out as little in damages as is possible. No matter how good your negotiating skills are, at some point, the insurance company will give you their “final offer,” and they will know that without an attorney, you have no choice but to accept it.  

You Can Change the Balance of Power

As soon as you engage an experienced personal injury attorney, the insurance company will begin to view your claim differently. Why?  

• Insurance companies don’t want to be sued.  When a lawsuit is filed against them, they must pay their own lawyers to defend it. As soon as you’ve engaged an attorney, the threat of a lawsuit will loom, causing the value of your claim to increase. 
• Your attorney will know all of the insurance company’s tricks and tactics. They fight this fight literally every day, and they know how to call the adjuster’s bluff.
• Your attorney will know the law, including deadlines that, if missed, could bar your claim.
• They know what motions to file and what legal arguments to make to position your case for the best outcome. They know how to prepare medical and accident experts to counter the arguments made by the insurance company.

The Insurance Industry ‘s Own Research Shows You’ll Get More With an Attorney

They may not want you to know this, but a past study by the Insurance Research Council showed that accident victims who hired attorneys to pursue their claims collected settlements that are, on average, 3.5 times larger than those who tried to resolve their claim on their own.  

Call an Indiana Injury Lawyer Today to Discuss Your Case

So why settle for less when we can help you get more? Turn the tables on the insurance company by contacting the experienced Indiana car accident lawyers at Tanzillo Stassin & Babcock, P.C., to schedule a free consultation today. 

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MEDICAL MALPRACTICE

When you are ill or injured, you might trust physicians, emergency room doctors, and other healthcare professionals to provide you with the care you need. Unfortunately, healthcare providers can make mistakes that put your health at serious risk and often result in unnecessary costs for you. If a doctor engaged in medical malpractice, you should not wait to discuss a possible case with an attorney. Medical malpractice claims can be difficult to prove, but the right legal professional will know how to fight for the compensation you deserve. 

What is Medical Malpractice?

If a doctor was liable for the slightest mistakes that they might make, they would be too afraid of liability to properly perform their jobs. For this reason, conduct must reach a certain level to qualify as medical malpractice and give an injured patient a legal cause of action.

Specifically, the conduct must fall below the standard of care expected of a medical professional with similar training in a similar situation. For example, if you went to see a dermatologist and were misdiagnosed, the following might be true:

• If another similarly trained dermatologist would not have diagnosed your condition based on the information in front of them, it would likely not constitute medical malpractice
• If another similarly trained dermatologist would have likely diagnosed your condition in the same situation, you might have a medical malpractice claim if you suffered harm from the misdiagnosis

Evidence in a Medical Malpractice Case

Proving that certain conduct fell below the standard of care for a medical professional is a technical and complex matter. It often requires the analysis of a medical expert who can provide an opinion on the matter. Most people do not have a network of experts available to them, which is one benefit of having the right medical malpractice law firm. A law firm has developed relationships with trusted experts who can persuasively support a malpractice claim. 

Other evidence in medical malpractice cases can include:

• Proof of your doctor-patient relationship
• Medical records to show that your injuries occurred due to the malpractice
• Witness testimony 
• Proof of your losses, such as medical bills for the treatment you received for your injuries

Do You Have a Claim?

There are many medical errors that can lead to malpractice claims, including:

• Surgical mishaps
• Misdiagnosis, delayed diagnosis, or failure to diagnose
• Medication and prescription errors
• Birth injuries
• Delay of treatment
• Sending patients home prematurely

If any of the above occurred and you experienced complications or injuries as a result, you should discuss your legal options with an experienced personal injury attorney. It can be difficult to know whether you have a claim without the assessment of a lawyer who regularly handles this type of case.

Speak with an Indiana Medical Malpractice Lawyer about a Possible Case Today

Medical malpractice cases are difficult to prove, and you want to be sure you have the best chance of recovering the compensation you deserve for your losses. Tanzillo Stassin & Babcock, P.C., is ready to help, so please contact us today.

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PERSONAL INJURY

We spend a lot of time in our homes, and we think of them as safe havens. We also make important purchases for our homes that help our lives run more smoothly and comfortably. When one of these products ends up being dangerous instead, it can be especially difficult. If you or your loved one has been injured by a defective product in your home, you need an experienced Northwest Indiana product liability attorney on your side.

Dangerous Product Defects

While nearly any consumer good you have in your home can be defective, there are certain products that are most commonly associated with such risks, including:

• Appliances – The appliances in our homes play an important role, but when defective, they can lead to dangerous accidents and serious injuries. Some examples include washers and dryers that lead to electrical fires and/or serious burns, faulty heating units that leak carbon monoxide, defective toasters, microwaves, pressure cookers, and other faulty countertop appliances, and stoves and ovens that pose serious threats.
• Furniture – Furniture probably doesn’t strike you as being particularly dangerous, but that’s a misconception. Seating that suddenly collapses under someone can result in injuries. Further, heavy furniture that is unstable and tips over can lead to devastating or even life-threatening injuries, especially to children. In other words, furniture can be deceptive when it comes to household hazards.
• Children’s Items – The most concerning product defects of all might be those that injure the most vulnerable among us – our children. Children’s clothing that fails to meet the appropriate standards of fire retardation, toys that incorporate choking hazards and/or toxic paint, and drop-side cribs, high chairs, swings, or car seats that end up injuring infants are just a few examples of possible defects in children’s products.
• Prescriptions and Over-the-Counter Drugs – We take medications to help us maintain and improve our health, but sometimes the presumed cure is worse than the disease itself. The drugs we turn to for their health-giving properties can have serious side effects, can lack the necessary warnings that would provide us with valuable safety information, and can be manufactured defectively – to name a few of the possible dangers.

Product Liability: The Basics

Product liability law is quite complicated, but understanding the basics can help you better understand your case. For product liability law to pertain, the following must apply:

• The product was purchased by someone (although, the injured party need not be the original purchaser).
• The manufacturer, a manufacturer of parts used, the wholesaler, and/or the retail store that sold the product can all be implicated in liability for the defective product.
• The product in question must have been defective, which caused the product to be unreasonably dangerous, and the injury you sustained must have been directly caused by this defect.

An Experienced Northwest Indiana Product Liability Attorney Can Help

If you’ve been injured by a defective product in your home, the dedicated Indiana product liability attorneys at Tanzillo Stassin & Babcock, P.C., are committed to aggressively advocating for the compensation to which you are entitled. For more information, please don’t hesitate to contact us today.

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