The Bureau of Labor Statistics (BLS) indicates that about 2.8 million work-related injuries and illnesses were reported in the private sector in a single year in the United States. Many people work in high-risk industries and are aware of the possibility of accidents and injuries on the job. However, injuries happen in all types of jobs, even office jobs, and other low-risk work environments.
People injured at work should have to suffer financial losses in addition to dealing with their injuries. For this reason, Indiana law requires most employers to carry workers’ compensation insurance, which should provide benefits for injured workers. If you suffered an on-the-job injury, you should discuss your rights with an experienced Crown Point workers’ compensation lawyer as soon as possible.
The type of injury you sustained should not matter when it comes to workers’ compensation eligibility. Additionally, fault for the accident does not affect your eligibility, as workers’ compensation benefits are no-fault. Instead, the main requirement for a successful workers’ compensation claim is that the injury or illness happened in the course of your employment.
An accident does not need to occur at your primary place of employment to qualify as job-related. For example, if you are driving as part of your job and get into a traffic accident, it should count as a workplace accident for the purposes of workers’ compensation. Some benefits that workers’ compensation should cover include:
These benefits are often essential to prevent financial hardship from medical bills and lost income. You want to ensure you have an experienced workers’ compensation lawyer helping you throughout the claims process.
First, you should always report your accident and injuries to your employer as soon as you can, and then get the medical attention you need. Always follow all treatment recommendations by your physician, as this demonstrates you are serious about your physical recovery.
An attorney can help you prepare and file your workers’ compensation claim within the time limitations. Insurance companies might try to limit your benefits in different ways, including:
Having the right legal representation can help combat any challenges by the insurance company and make sure you receive the full benefits you deserve after your work-related injury or illness.
At the law firm of Tanzillo Stassin & Babcock, we represent workers injured in many different ways on the job. If you suffered an injury or received a claim denial, you should not hesitate to contact us to schedule your free case evaluation with a workers’ compensation attorney in Crown Point.
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