Blog / Personal Injury

3 Situations to Hire a Personal Injury Lawyer

Personal injury law book

Getting injured because of someone else's carelessness throws your life into chaos as the medical bills stack up. You might also be unable to work, have lingering pain, and need help just doing your everyday tasks. The good news is that you do have options, and a personal injury lawyer in Merrillville, IN can help you explore them all. Let's walk through some scenarios where reaching out to a personal injury lawyer can turn things around.

3 Situations to Hire a Personal Injury Lawyer

1. After a Car Wreck

If you've been rear-ended, sideswiped, or hit in a multi-car pileup caused by a careless or distracted driver, you might think it would be simple to get compensation. Instead, you might face pushback from an insurance company. They could argue you share fault in an attempt to reduce what you can recover under Indiana's modified comparative negligence law, which says that if you're 51% or more responsible, you get nothing, and if you're less responsible than that, your award drops by the same percentage as your blame. 

A lawyer digs into police reports, witness statements, and traffic cam footage to prove what really happened and negotiate a settlement that accounts for your medical costs, lost wages, and ongoing rehab while protecting you from attempts to minimize your losses or assign you extra blame.

2. After a Truck or Motorcycle Accident

Truck and motorcycle accidents amp up the stakes even more. Because trucks are so large, collisions often result in especially severe injuries. These cases involve federal regulations; often multiple parties, like the driver, a trucking company, and cargo loaders; and liability questions that can be tough to untangle. Insurers for big rigs also know how to play hardball to protect their bottom line. 

Motorcycle crashes can be tough, too. Drivers failing to check blind spots or turning left without yielding can often cause wrecks with bikers, but bias against bikers is commonplace and insidious. You might be facing claims that you were speeding or not visible enough.

Having a lawyer means you have someone on your side to level the playing field. A lawyer can coordinate with accident reconstruction experts to show what actually happened, push for payouts that include your pain and suffering (which insurers often undervalue), and protect you from motorcyclist bias or a powerful trucking business that doesn't want to take responsibility for the damage their trucks might cause.

3. After a Slip and Fall

Slip and fall incidents can happen in grocery stores, apartment complexes, or icy parking lots during winter. Property owners have a duty to keep things safe, but you'll have to prove they knew about the hazard and ignored it; and if they can argue that you weren't watching your step like you should have and are partially at fault, they could slash your compensation significantly.

A lawyer knows how to handle these kinds of premises liability claims by investigating quickly before evidence vanishes, piecing together the full story using evidence and witness testimony, and defending you and your rights in negotiations and in the courtroom. 

Whatever type of case you're facing, a personal injury attorney helps you protect your rights. Contact us at Tanzillo Stassin & Babcock P.C. in Dyer, IN for help in Merrillville and all surrounding areas.

Posted in:

Related Posts

Can You Still File a Claim If You Delayed Medical Treatment?

So long as you have not reached the statute of limitations in Indiana for bringing a personal injury claim, which is two years for most claims, you can still bring a claim even if you didn't get medical treatment immediately after the accident. However, the longer you wait, the harder it gets. Wherever you are in the process, talk to a Merrillville, IN personal injury attorney as soon as possible. Yes, in many cases you can still file, but there are some key things you need to know: 1. It Complicates Your Case To bring a claim, you have to show that your injuries were the result of an accident that was caused by someone else's negligence. The problem with treatment delay is that it weakens the link connecting your injuries to the accident. The longer you delay, the easier it becomes for the other side to argue that the injuries were related to something else. They may also question whether your injuries are as serious as you claim. more 2. You Can Show Good Reason for a Delay, In Some Cases Although getting immediate treatment is always best, it won't be a problem if there's an excellent reason for the delay. For example, if you were in shock and didn't realize how badly you'd been injured for a while, this would be understandable, particularly if the medical professionals who saw you when you did come in can verify your state. Additionally, some injuries don't show symptoms right away. Whiplash, for instance, usually becomes most noticeable the day after an accident. Internal bleeding often has no immediate symptoms. 3. Other Evidence Can Help Let's say that you knew that you were injured but didn't have insurance, so you were afraid to go to the hospital because of the expense. Over the next three days, though, things got so bad that you had no choice. How do you prove that your ER visit three days after the accident wasn't for injuries you sustained later, long after the original accident? If you have photographs of your injuries from the accident scene, this will go a long way. Witness statements can be helpful here, too. You might also be able to produce receipts for over-the-counter medications or medical supplies that you bought to try to treat yourself. 4. Your Personal Injury Attorney Can Protect You Your lawyer will take over communication with the insurance company so they can't manipulate you into saying something they can use against you. Your lawyer will also gather all the evidence and put it together to build a strong case, and your lawyer can even call in expert witnesses in some cases who may be able to help. If you've been in an accident, get medical help as soon as you can afterward. And for help with your claim, call us at Tanzillo Stassin & Babcock P.C. in Dyer or Merrillville, IN so we can help.

Doctor's stethoscope

Can I Claim for Future Medical Expenses in a Personal Injury Case?

When you suffer an injury due to someone else's negligence, you may deal with long-term consequences that extend well beyond the date of the accident. You might face extended treatments, ongoing surgeries, or permanent rehabilitative needs, and Indiana law allows you to seek compensation for future medical expenses under specific conditions. A personal injury attorney in Merrillville, IN, can help examine the facts of your case so that you can confidently move forward with your life long after your case has been resolved. more From a Personal Injury Attorney in Merrillville, IN: Evaluating Your Eligibility for Long-Term Medical Compensation Establishing a Need for Future Care To recover damages for future medical costs in Indiana, you must show that your injury will likely require ongoing or additional care. You do this through medical testimony and documentation. Your doctor must offer a professional opinion based on reasonable medical certainty that you will need additional treatments, surgeries, medications, or therapies. You can't rely on assumptions or generalizations: the court expects a detailed and credible plan for your anticipated medical needs. We help you secure statements and reports from qualified medical professionals who understand both your condition and how Indiana courts evaluate future damages. You need to connect the ongoing need for care directly to the injuries caused by the defendant's actions. Calculating the Value of Future Medical Expenses You don't need to have exact future medical bills in hand to make a claim, but you do need a clear method for estimating costs. Courts in Indiana require evidence that supports your projected needs with as much specificity as possible. This often includes cost projections based on current prices, anticipated frequency of treatment, and the expected duration of care. Our legal advice is given alongside the advice of economic and medical experts to present well-supported estimates. These calculations take inflation and the likelihood of increasing medical costs into account. The goal is to ensure you receive an amount that realistically reflects the financial impact your future care will have on your life. Meeting the Legal Standard of Proof Indiana follows the principle that future damages must be proven with reasonable certainty. While some margin of error is accepted, speculative or exaggerated claims won't hold up in court. The more concrete the evidence you present, the stronger your case will be. You should expect the defense to challenge both the need for future care and the accuracy of your cost projections. We anticipate these challenges by preparing comprehensive documentation and expert opinions. We also make sure your claims align with Indiana case law and evidentiary standards. You don't want to leave money on the table simply because your future needs were not thoroughly documented. We can help you build a claim that accounts for your long-term health needs and financial security. Future care often represents the most significant portion of damages, and you deserve to include it in your recovery. Schedule a consultation with us today at Tanzillo Stassin & Babcock, P.C. in Merrillville, IN to make sure your future is protected under Indiana law.

Can I File a Claim If I Was Partially at Fault?

If you have suffered injuries after an accident in Dyer, IN, you may be able to claim compensation. A personal injury lawyer can help you file a claim to recover your losses. This can include economic losses as well as pain, suffering, and other non-economic damages. However, if you were partially at fault for the accident, different rules may apply that reduce the amount of damages you can claim. What Happens If I Am Partially at Fault for an Accident? Indiana follows modified comparative negligence laws that permit compensation claims for anyone found to be less than 51% at fault. This is often referred to as the "51% rule." If you are found to be 51% or more at fault, you will not be able to file a claim for damages, regardless of how serious your injuries may be. At the start of a claim, you will not know what percentage of fault will be attributed to you. For this reason, it's essential to consult an experienced attorney who can help prove the other party bears greater responsibility. more Will I Receive the Same Amount of Compensation? The final settlement awarded will reflect the extent of your responsibility, if any. The payout will be reduced by the corresponding percentage of fault that's attributed to you. For example, if you are found to be 30% at fault for an accident, your compensation will be reduced by 30%. This is why determining an accurate degree of fault is so important in a claim. Punitive damages are an exception to this rule, although they are rarely awarded. Unlike compensatory damages, punitive awards serve to punish the defendant. A court will typically award punitive damages only where there is proof that the other party deliberately and intentionally engaged in unlawful conduct, with the knowledge that it was likely to result in injury. If punitive damages are awarded, they will not be reduced to reflect fault. How Soon Should I Consult a Personal Injury Lawyer? It's strongly advisable to consult a personal injury attorney as soon as possible. This is because insurance companies often exert pressure on injured parties to accept a greater proportion of the blame than is fair. As described above, this will have a direct influence on the amount of compensation you will receive. An attorney can negotiate with the insurer on your behalf, presenting the strongest possible case. If you are unable to reach a fair agreement, an attorney can help you to file a lawsuit. Hiring an attorney early in the process can help you handle the insurance claim in the most effective way. It will also provide your attorney with the opportunity to gather evidence while it is fresh. With more than 10 years of experience in personal injury, we are proud to serve clients throughout Northwest Indiana including Dyer, Merrillville, St John, and Schererville. Contact our office today at Tanzillo Stassin & Babcock P.C. in Dyer, IN to schedule a free, initial consultation.